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Disclosures

¹ Vadera Capital is a financial technology company and is not a bank. Banking services are provided by FDIC-insured partner banks. Funds held in deposit accounts are eligible for FDIC insurance through such partner banks, subject to applicable limits. The Vadera Capital Visa Debit Card is issued by an FDIC-insured bank pursuant to a license from Visa U.S.A. Inc. and may be used wherever Visa cards are accepted.